Consumer Tips

Helpful tips, facts, guides and alerts for consumers and homeowners.

01. Consumer Information

1. Gift of olive oil keeps on giving
2. Home Equity Scams
3. Identity Theft
4. Keep from getting snagged by phishers
5. One easy way to manage your email

02. Government Guides

1. FHA Mortgage Insurance
2. Higher FDIC Coverage for Retirement Accounts
3. HUD: Buying a HUD Home
4. HUD: Frequently Asked Questions
5. HUD: The HUD-1 Settlement Statement

03. Homeowner Tips

1. Just where are America’s richest ZIP codes?
2. Achieving the Dream
3. Home Safety Tips
4. Get a Home Inspection
5. National Flood Insurance Program
6. Never allow children to use paper shredders

04. Money Tips

1. Borrowers Rights
2. Don’t get ripped off when you buy a house
3. Many Americans live in serious financial distress
4. Using Your Home as Collateral
5. Watch out for debt negotiation scams

05. Mortgage Help

1. Canceling a Mortgage
2. Closing Costs and Fees
3. Debt and Income
4. Getting Started
5. Loan Documentation
6. Loan Servicing
7. Mortgage Discrimination
8. Mortgage Insurance
9. Property Value
10. Reverse Mortgages: Get the Facts before Cashing In
11. Title Insurance

Mortgage Guide

1. Get Organized
2. Get Pre-Qualified
3. Shop for a Loan
4. Apply for a Loan
5. Close the Loan