Mortgage Guide
No matter what anyone tells you, getting a home loan is a complicated process. It can be almost scary if you've never been through it before. Our Mortgage Guide tries to take some of the mystery out of the home mortgage application process. We tell you what you need to accomplish each step of the way, and try to help with the important decisions.
01. Get Organized
You really can't do anything until you make a few basic decisions and get all of your important files and records organized...
Learn how to Get Organized
02. Get Pre-Qualified
Get a general idea of how much you can borrow, so you don't waste a lot of time looking at homes that you can't afford...
Learn how to Get Pre-Qualified
03. Shop for a Loan
Compare home mortgage loan programs, rates, fees and service before you commit to any lender, broker, or loan type...
Learn how to Shop for a Loan
04. Apply for a Loan
A full home loan application also includes a current review of your credit history, plus a thorough examination of the property involved...
Learn how to Apply for a Loan
05. Close the Loan
Although it may take a week or two to complete the transaction, the actual loan closing usually takes less than an hour...
Learn how to Close the Loan